How to shop for a mortgage without hurting your credit score

Comparing mortgage offers helps you find the lowest possible rate, which can ultimately save you thousands in interest. If you’re not careful about how you comparison-shop, though, you could unnecessarily hurt your credit score, which can make it harder to qualify for the best rate. With a bit of planning, this doesn’t have to be … Read more

7 Top-Rated Corporate Lawyers in Singapore (2023)

Corporate lawyers are equipped with the skills to best serve the legal needs of businesses, from drafting comprehensive contracts to providing insightful advice on regulatory compliance and commencing commercial lawsuits. If you’re looking for a trusted corporate law advisor to partner with for your business’ legal matters, you’re in the right place. To help you … Read more

The Future of EU Substantive Criminal Law

3.2 Rechtsgut Whereas the principles of harm and wrong formulate the problem – i.e., the conduct that infringes the legal interest or Rechtsgut -, the Rechtsgut identifies which ‘legal interest’ or ‘legal good’ should be protected – i.e., the ratio legis or the aim of the criminal prohibition. The Rechtsgut principle prescribes that criminalisation competences … Read more

AM Best Withdraws Credit Ratings of American Millennium Insurance Company and Citadel Reinsurance Company Limited

OLDWICK, N.J., May 04, 2023-(BUSINESS WIRE)-AM Best has removed from under review with developing implications and downgraded the Financial Strength Rating (FSR) to D (Poor) from C- (Weak) and the Long-Term Issuer Credit Rating (Long-Term ICR) to “c” (Poor) from “cc” (Very Weak) of American Millennium Insurance Company (AMIC) (Bridgewater, NJ), a wholly owned subsidiary … Read more

Top 10 reverse mortgage lender RMF is halting originations

Bloomfield, N.J.-based top 10 reverse mortgage lender Reverse Mortgage Funding, LLC (RMF) is reportedly pausing all origination activities after losing its warehouse funding lines, multiple sources told RMD. The information was confirmed by a company’s spokesperson. “On Monday, November 21, Reverse Mortgage Funding and its affiliates made the difficult but necessary decision to pause mortgage … Read more

Utah Personal Injury Attorney

Types of Personal Injury Cases We Handle There are plenty of personal injury cases that personal injury attorneys can handle on your behalf. Some of the most common personal injury cases that we handle include the following: Car Accidents Car accidents are a daily occurrence in the United States and they can often lead to … Read more

VA Home Loans

Circulars: Calendar Years 2021 to Present View by Years 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2003-2004 | 1996-2001 2023 Circular 26-23-23 – Nov … Read more

Consultants Insurance in Singapore

Consultants should have the following covers to adequately protect themselves: Coverage Explanation Importance for consultants Professional Indemnity Insurance Protects you from lawsuits related to consulting work Critical Commercial Property Insurance Protects your business premises against property damage, e.g. fire, explosions, certain types of water damage, etc. Critical only if you rent an office Public Liability … Read more

Reverse mortgage: What it is and how it works

With the average monthly Social Security check a scant $1,701.62 in 2023, many seniors struggle to find ways to survive in the face of rising inflation. In an effort to increase their incomes and remain in their homes, some turn to tapping the equity they’ve accrued in those homes, via a special form of financing: … Read more